In a large skillet, heat olive oil over medium heat and saute onions and garlic for 3 minutes add beef, cumin and chile powder and saute 5 to 6 minutes until the beef is browned.
Stir in the chiles, beans, tomatoes, tomato paste and sea salt and freshly ground pepper to taste and cook 7 minutes.
In a greased baking dish, add 2 tortillas on bottom cover with half of the beef mixture, cover with 2 tortillas and place remaining beef mixture on top and cover with cheese.